3D Secure
3 Domain Secure (3D Secure) is an authentication service for card payments that acts as an additional fraud prevention and security layer. It aims to confirm the consumer’s identity before processing an online purchase, acting in a similar way to Chip and PIN reducing exposure to fraud for both consumer and merchant.
During the checkout process, if a card is enrolled with 3D Secure, it can be used to verify the authenticity of the transaction. 3D Secure is also known as:
Verified by Visa (VBV)
Mastercard Identity Check
Discover ProtectBuy
American Express SafeKey
Judopay's sandbox environment displays a 3D Secure simulator page, that allows you to simulate a success or decline 3D Secure result.
Warning
Under no circumstances should merchants store or log any credit card details unless they are fully PCI-DSS compliant. This falls under your responsibility to ensure you do not produce code which circumvents our toolkits. We do not accept any liability for this.
3D Secure 2.0 (also known as EMV 3DS) is a new version of 3D Secure 1.
3D Secure 2.0 aims to improve the security and consumer experience, including helping merchants achieve Strong Customer Authentication (SCA) compliance under PSD2.