JudoAccept is a contactless payment method, eliminating the need for payment cards, or terminals. You can accept multiple payment methods (for example, PayPal, Apple Pay™, Google Pay™), without the need for additional hardware, a website or a mobile app.

Using their own smartphone or tablet, your consumer can scan the generated secure QR Code directly from your device to make a payment. You can also add the QR code to your emails, SMS, or invoices that you send out to your consumers.

JudoAccept is PSD2 Compliant, providing protection against fraudulent chargebacks. All payment methods offered are Strong Customer Authentication (SCA) enabled.*

Once the payment is complete, a message is presented to the consumer to let them know the transaction status and details, including the ability to send or download their receipt.

*For card payments SCA exemptions can be applied for low risk transactions and low value transactions.

Merchant Flows

Merchant Sign In

Access JudoAccept on your smartphone or tablet's web browser.

Note

You will remain signed in for 8 hours, so you do not need to sign in for each payment.

Step	Description
	In your browser, type: accept.judopay.com The JudoAccept sign-in page is displayed.
	Enter your email and password.
	Tap SIGN IN.

Generate a QR Code

Generate a secure QR code, that can be scanned by your consumer, or added to an SMS or email.

For the purpose of this exercise, you are trading as Julia’s Juice Stand, requesting a payment of £27.45.

Step	Description
	The JudoAccept web page is displayed.
	Enter the transaction amount for the consumer to pay.
	Tap GENERATE QR CODE.
	The QR code is generated and displayed. You can: Add the QR code to an email/SMS/Invoice. Ask the consumer to open their smartphone camera to scan the QR code. Create another QR code: Tap GENERATE NEW QR CODE

Payment Confirmation

When your consumer has successfully paid, you will receive a Payment Successful! confirmation message:

	Payment Successful! The following transaction details are displayed: Receipt ID Payment Reference Paid By Transaction Time Status Amount
	To start a new transaction, tap START NEW TRANSACTION.

Payment Error Messages

Should an error occur during the QR code generation or attempted payment by your consumer, you will see one of the following error messages:

	Payment Failed! You have the option to: START NEW TRANSACTION
	Unable to Create QR Code! You have the option to: START NEW TRANSACTION

Consumer Flow

For the purpose of this exercise, the consumer has purchased products from Julia’s Juice Stand and needs to make a payment of £27.45.

Step	Description
	After receiving the QR code from an email or SMS, or by scanning the QR Code from the merchant's device, the JudoAccept web page appears on the consumer's smartphone or tablet. The consumer can choose how they want to pay, from the available payment options displayed. The available payment methods are by: Card Apple Pay™ Google Pay™ For the purpose of this exercise, Buy with Card and Apple Pay™ payment options are displayed.
	For the purpose of this exercise, if the consumer uses their card to pay, they: Tap BUY WITH CARD       The card details input screen appears      Card details are entered   Tap CONFIRM PAYMENT
	For the purpose of this exercise, if the consumer uses Apple Pay™ to pay, they: Tap BUY WITH APPLE PAY      The Apple Pay screen appears      Double Click to pay, or tap Confirm with Button
	Depending on the payment method used, the Payment in Progress screen appears, displaying the amount and who they are paying.
	The Payment Successful screen appears. The following transaction details are displayed: Receipt ID Payment Reference Paid By Transaction Time Status Amount
	The consumer has the option to:      DOWNLOAD RECEIPT       SEND RECEIPT For the purpose of this exercise, SEND RECEIPT is selected.
	The consumer enters their email address. Tap SEND RECEIPT.
	Check your email message appears. A copy of the transaction receipt will be sent to their email address.

Payment Error Messages

Should an error occur when the consumer is attempting to pay, they will see one of the following error messages:

	Payment Failed! The transaction could not be made. The consumer has the following option: TRY AGAIN
	The Payment Has Timed Out! The consumer has the following option: TRY AGAIN