Exemptions to SCA

merchants can request specific customer initiated transactions (cit)s be exempt from strong customer authentication (sca) this has the benefit of reducing friction for your customers and related checkout drop outs judopay will not currently automatically apply for transaction exemptions on behalf of the merchant available exemptions low risk transactions the transaction risk analysis (tra) exemption flag allows for certain remote transactions to be exempt from sca including low value transactions, provided a robust risk analysis is performed trusted beneficiaries (whitelisting) this exemption flag gives the card holder the option to add the merchant to their trusted list secure corporate payments request exemption for payments made using a corporate card exemption flags exemption flags provide you with the option to request the issuer, to not challenge the card holder at the time of the transaction judopay has introduced the following exemption flags for you to add per transaction challengerequestindicator indicates the type of challenge request no preference no challenge challenge preferred challenge as mandate scaexemption the customer initiated transaction (cit) type, that is exempt from sca this is subject to the issuer’s decision; they do not have to honour this request and can reject authentication with a soft decline a soft decline is where the issuer rejects the exemption and requests the card holder be challenged for 3d secure for more information, see how 3d secure works docid\ k7fnzbol73ssctbct4nxm