Merchant-Initiated-Transactions (MIT)s, (for example, subscription type payments, unscheduled transactions such as tips and an increase in taxi fares) are also impacted by SCA.

You need to tag your MIT / recurring transactions correctly to ensure your transactions are not declined by your customers’ issuing bank.

There may be cases where you have agreements/subscriptions agreed with customers previous to the SCA deadline.

These transactions still need to be tagged as MIT / recurring and reference the first transaction's receipt ID for that card or a previous transaction's receipt ID.

The older the transaction referenced in the MIT, the more likely it will be accepted by the issuer (customers bank).

For new cards, you must ensure your customer goes through SCA when registering their card.

You can find an example Recurring in our Transaction API Reference 

Varying Final Amount (Ride-sharing / Hospitality)

There are instances where the final amount may change, for example a taxi having to take a longer route, or a customer giving a tip after receiving their order.

If the customer is not able to go through SCA again, you will be able to create an MIT request for the additional amount.

You can find an example MIT request in our Transaction API Reference 

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